End-to-end finance management technology

The fully-integrated finance management platform for motor dealers, brokers, and retailers.

Penny is powering millions in finance applications across New Zealand

$450min loans funded+++

WHY CHOOSE PENNY?

The all-in-one platform for finance professionals.

Complete Finance Toolkit

From lead to lender in a single system. Credit checks, bank statements, calculators, and lender integrations – all working together seamlessly.

Built for Speed

Process applications faster with Penny IQ automations and single-click lender submissions. Less time on admin, faster approvals for your customers.

Industry-Specific by Design

Not another generic CRM. Penny was designed by Kiwi finance professionals specifically with motor and retail financing processes in mind.

HOW IT WORKS

Application to Approval

STEP 1

Application Received

Customer submits an initial application via the Penny widget on your website. All details are automatically captured in Penny and you receive an email notification.

You received a new application ui

STEP 2

Progress the Deal

Breeze through your lending assessment process with Penny's built-in tools and workflows.

All steps are audit-logged and all email communications are tracked.

deal progress

STEP 3

Submit to Lender

Submit the application to lender(s) at the click of a button! Penny's automated API integrations eliminate copying & pasting the same data into multiple lender portals.

submit application button

STEP 4

Track & Close

Monitor the lender's decision and upload documents for payout. Deal closed and you didn't even break a sweat!

submit application button

PENNY FEATURES

All Your Tools, One Platform

Customer management

With a powerful CRM at its core, Penny has all the features you need to manage your customers.

Customer management feature image screenshot

Deal Workflow

Track deals intuitively through every stage of your pipeline from first contact to payout.

Deal Workflow feature image screenshot

Website Widget

Capture leads directly from your website with Penny’s embeddable widget and application forms.

Website Widget feature image screenshot

PENNY FEATURES

Powered by Integrations

Autosure logo
Bizcap logo
LineCapital logo
Nzbn logo
Homesec logo
Scotpac logo
Oxford logo
Pioneer logo
Centrix logo
Heartland logo
ProvidentInsurance logo
YesFinance logo
AvantiFinance logo
GoogleMaps logo
Illion logo
Aplyid logo
Prospa logo

TESTIMONIALS

Why Teams Choose Penny

Performance Plus Finance logo

We've been using the Penny CRM for the last 12 months, it's a friendly system to use with APIs into several lenders and insurance companies. It provides a number of tools that have simplified our day to day processes including in-built credit-check and bank link tools, and a tool for comparing different lenders for the particular individuals that apply. Great bunch of people behind the system to work with too!

KE

Kara Eskerie

Performance Plus Finance

Nobilo Finance logo

Having the calculator, statement link, and credit check features all in one platform has transformed our workflow. The convenience and efficiency of having these essential tools integrated is simply unmatched for our business operations.

CB

Celine Bull

Nobilo Finance

Our team loves how intuitive it is, and our customers appreciate how fast and seamless their experience has become. Penny has allowed us to focus more on relationships and less on admin- it's become an essential part of our workflow.

EW

Emily White

READY TO GET STARTED?

Let us show you what Penny can do

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